A simple yet effective way to keep your auto insurance premium at a low is to be aware of tire safety.

I know this might sound very easy and it is. Before getting into your vehicle take a glance at your tires. Check to see if any of your tires are low and if they are add pressure to them. Do not go over what is considered the “optimal” tire inflation instructions for your tires. Check your owner’s manual if you do not know this information.

Another tire safety tip is to have the tires rotated regularly. Your car manual will give you an estimated amount of time they believe to be best between rotations. Some people choose to have them rotated when they have their oil changed just to be safe. While having them rotated ask to have the tire tread looked at to see if it is holding up well, if it isn’t it may be time to invest in some new tires.

Tire safety should be taken very seriously. Severe and sometimes fatal accidents can be caused when a blow-out occurs at high speeds, thus inflating your Phoenix auto insurance premiums.

Keeping up with your tires can not only save you money on your auto insurance premiums but on gas mileage as well.

Use our free service and find out how easy shopping for Phoenix auto insurance can be.

It is no longer a correct assumption to look at a car weaving or hitting its brakes and assume it is a woman driver. In today’s world of multi-tasking, it can be anybody.

Distracted drivers are the cause of more accidents every year and for the inflation of our auto insurance rates.

Distracted drivers come in all forms. From daydreaming, reading the newspaper, eating, texting, talking on the cell phone, attending to personal hygiene, it all adds up to someone not paying attention to what is happening in front of them.

While some states are banning the concept of texting while behind the wheel the threat is still out there.

Distracted drivers are not limited to a particular age group or vehicle type and according to the Department of Transportation (DOT) distraction behind the wheel accounted for 16% of all fatal crashes in 2008.

Public opinion polls are even voting to ban cell phone use behind the wheel. On all military bases this ban is in effect.

If you want to lower your Phoenix auto insurance rates, pay attention to your fellow drivers and be on the alert. Keep your distraction level to a minimum, watch your speed and avoid tickets.

Taking steps to hinder distracted drivers can lower your auto insurance rates. Be sure to pass the word around to friends and family and let them know the impact that distracted drivers are causing on their auto insurance rates.

Use our website and discover how easy it is to find Phoenix auto insurance rates today.